Payment Solutions | Merchant Business Alliance (MBA)

MBA Payment Solutions

: Merchant Funding Solutions right for you.

We offer funding to businesses; payback is easily deducted automatically from daily bankcard transactions. Our Cash Advance program may be used for almost any business purpose. Applying is simple, approval and funding in as little as four days.

: Automatic PCI Compliant account setup

The Payment Card Industry Data Security Standards (PCI DSS) is a set of requirements for enhancing payment account data security. Become compliant to increase security and protect your business from fraud. Be protected when accepting credit cards.

: Merchant Funding Solutions right for you.

: MBA Support Staff is always there to help.

As a client of MBA you have access to a pool of professionals who understand your business needs. Feel free to relax while our competent support professionals coordinate a smooth and effective transition from the application, to installation, and activation.

Innovative Transaction Processing Services

FAST, SECURE AND RELIABLE ELECTRONIC PAYMENTS

Our electronic payment solutions can be used to accept payments via Web, Retail, Mail Order, and Mobile Devices. Merchant Business Alliance will provide your company with everything you need to make accepting credit cards as easy and cost efficient as possible. Merchants simply follow a two step process via phone, fax or web and can be ready to start accepting credit cards in as little as 10 minutes.

Software Credit Card Processing

TURN ANY COMPUTER INTO A CREDIT CARD TERMINAL

Accepting credit cards can easily multiply your current sales. Accommodating credit or debit cards sales at your business opens the door for increased sales and improved cash flow.

Online Credit Card Software

PROCESS CREDIT CARDS DIRECTLY ON YOUR WEBSITE

Credit cards remain the most popular online payment type—accounting for over 90% of web purchases are made using credit cards. Adding our credit card order technology online Accepting credit cards directly on your site lends credibility that you have an established business.

Wireless Credit Card Processing

IMPLEMENT A DURABLE MOBILE CARD ACCEPTANCE DEVICE

Outfit your employees with a wireless credit card processing device today !Take credit card payments wherever you can get a cellular signal. Merchant Business Alliance's wireless solution will give you tremendous benefits.

Merchant Cash Advance

TURN FUTURE CREDIT CARD SWIPES INTO CASH TODAY.

With Merchant Cash Advance you can take out all the work and time from the business loan application and put it to your actual business development by applying for a business cash advance, an alternative to a small business loan.

Gift Cards and Loyalty Rewards Programs

GIFT CARDS PRODUCE A BETTER SALES EXPERIENCE

Gift Card Programs are a complete turn-key solution for you to quickly, easily and cost- effectively deploy your Gift Card business. You can give your gift card redeemer a way to register their cards on the spot and join your loyalty program to earn rewards.

Check Imaging Devices

PROTECT YOUR RECEIVABLES AGAINST FRAUDULENT CHECKS

Offering contactless card and Near Field Communication (NFC) mobile phone payments will bring in customers who appreciate shorter lines, not having to pay with cash, and convenient "tap and go" payment options.

Contactless Readers

ADDING A CONTACTLESS DEVICE COULD ATTRACT MORE CUSTOMERS

PIN Pads

GIVE YOUR CUSTOMERS A SAFE AND FAST WAY TO PAY

If your company is accepting card present transactions, a PCI PED TDES compliant PIN pad can lock in both savings and security! Our recommended units allow your customers to use their secure pin numbers with their debit and check cards.

Merchant Cash Advance (MCA)

ACT NOW: Receive up to $500,000 in working capital for your business.

At some point during their operation, almost every small business needs to get a small business loan or business cash advance to operate smoothly. Merchant Business Alliance's Business Solution Merchant Cash Advance (MCA) allows you to leverage an asset most businesses don't realize they have, their Visa/MasterCard processing receipts. Receive up to $500,000 in working capital for your business against your future Visa/MasterCard credit card receipts.

Unlike a bank loan, we have a 90% approval rate with funds typically available within four days or less. Most banks after months of preparation reject small business requests for loans and credit lines.

Fortunately with Merchant Business Alliance's Merchant Cash Advance (MCA), you can take out all the work and time from the business loan application and put it to your actual business development by applying for a business cash advance, an alternative to a small business loan.

Our Merchant Cash Advance (MCA) program offers following advantages against typical small business loans:

90% Approval Rate (we approve all credit - Good or Bad)

Funds typically available in 7 days or less (Small business loans can take months)

No extensive paperwork or income verification required No fixed monthly payment to worry about. We take a small % of your future sales until Cash Advance is paid back. If you have a slow month, our paybacks slow down (Our goal is to make you a success, not to fail you)

Up to $500,000 per location. The amount we can advance you is based on how much monthly Visa/MasterCard sales you do each month

The funds from the business cash advance program is not a loan. It is an advance against Visa and MasterCard merchant account receipts. It is repaid through your Merchant Business Account itself.

Contact our sales team today, you can ring us at (800) 622-0471 to make sure your establishment is paying the lowest rates possible.

MBA Showcase

Merchant Business Alliance offers a complete suite of services for all your needs!

-Credit card processing
-Check conversion with guarantee
-Superior customer support
-Transaction reporting and management
-Long term account maintenance
-Warranty and replacement of hardware
-Gift card and Loyalty Rewards
-Wireless and mobile solutions
-E-commerce and internet processing
-Agent Bank and Agent Reseller programs

Our award winning product Merchant Business Account™ (MBA) deploys and supports thousands of cutting-edge solutions every day.

Retail MBA - Retail MBA can be used in conjunction with hardware or software that communicates to our authorization network by the following: high speed internet, dial up phone line, wifi, or wireless CDMA and GPRS networks! Reporting is a breeze and always available.

High Risk MBA - High Risk MBA teaches you the best practice procedures to minimize your vulnerabilities in transacting in a higher risk environment. When you transact bank cards without swiping the magnetic stripe, you operate with a much greater risk.

Restaurant MBA - Restaurant MBA is perfect, if you operate a restaurant and accept credit cards. Special requirements like: adding servers, tip prompting, batch cut-off windows, and server training is all customized to your needs. MBA works with every major POS solution.

Petro MBA - Petro MBA suits very well with car dealerships, auto and truck repair facilities, and gas stations. Petro MBA can give your company the edge you need to attract more sales to your shop. Wex, Voyager, and Wright Express card acceptance combined with other major card brands.

Lodging MBA - Lodging MBA provides credit processing, debit card processing and check guarantee services designed specifically for the Lodging industry. These services will help to better streamline guest check-in and check-out process at the front desk. Compatibility should not be a problem.

Rental MBA - MBA Rental allows companies that rent vehicles and utility equipment. There are a variety of different pieces of information specific to the MBA rental account setup that have to be included in the transaction data. The majority of credit card transactions will be carried out and a card swipe will occur.

MBA for Enterprise - MBA for Enterprise allows high volume supermarkets and other multi-lane retail locations often require dedicated services and equipment to ensure that transactions are completed efficiently. MBA offers a large variety of processing solutions for this type of Merchant Business Account™ (MBA).

PCI Compliance
Let our knowledge help you understand and implement the best practices for assuming card data security.

The PCI standards focus on how to protect card data and network security.

We work with our POS partners to help merchants with both. We help developers through every step of the integration process to ensure their payment application is PCI compliant. Many of our developer partners have become PABP validated and listed on Visa's website. Our reseller partners help merchants choose compliant POS systems, or upgrade software to a compliant version. They also provide expert service in configuring secure merchant networks.
PCI DSS compliance is a relatively new concern. The standards are evolving. A PCI Council now exists to oversee future compliance developments on behalf of all the card associations (Visa, MasterCard, etc.) There are now mandatory compliance requirements for all levels of merchants. Some merchants may still not know about them or understand the implications for their business.

We help our merchants stay informed about all sorts of security risks.

Here are some additional tips we think you might find helpful.
Be aware of skimming devices

Point security cameras at the POS

Change passwords regularly

Create a network services management plan

Document changes by third party vendors